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Home Loan For Construction

Now build your imagination

Watching your house getting built in front of you is an equally enriching experience like watching your own child growing in front of your eyes. SRG Housing Finance ltd is one of the finest emerging housing finance company and it is your faith and confidence on us which is driving us towards growth year by year

With SRG construction loans we have attempted to present you another marquee financial tool that will help you to build your own house over the land owned by you. SRG holds a niche competitive advantage in construction loan finance business which help us to present this tool in best optimized manner in consideration of the volatile real estate sector.

Nationality - Indian Resident
Employment- Self Employed/Salaried
Criteria - Loan Eligibility depends on factors like: Age, Income, Tenure & Credit Score etc.

Features & Benefits

Across the Country

Wide network across the country to ensure hassle-free reach

Quick Assistance

Personalised documentation assistance for smooth processing

Easy Loan

Simplified Documentation, Quick Approval, Hasle-Free Access to Housing Funds, Quicker Processing & Disbursement

Some easy steps for Home Loan Apply

Robust service delivery model – door step services ensuring easy and fast approval & disbursal of loans,

  • 01

    Apply online from our SRG Housing website
  • 02

    Select your product for which you wish to apply for loan
  • 03

    Get your loan approved
  • 04

    Get your loan sanctioned and disbursed
Apply for Home Loan For Construction

Frequently Asked Questions

Mon - Sat   10.00 - 18.30

An Home Loan For Construction is specifically designed to finance the construction of a new house on land you already own. It differs from a regular home loan, as the funds are disbursed in stages to cover the construction progress.

How does the disbursement of funds work in an Home Loan For Construction?

Funds are disbursed in stages based on the progress of construction. Typically, payments are made in installments after certain milestones are achieved in the construction process, ensuring that the funds are used for the intended purpose.

Yes, owning the land on which you plan to construct your house is a key eligibility criterion for availing an Home Loan For Construction. The loan is meant to fund the construction on land you already possess.

Yes, the construction project should comply with local building regulations and laws. Additionally, periodic inspections may be conducted to ensure the progress and quality of construction.

The interest rate for an Home Loan For Construction is determined based on various factors, including your credit score, loan amount, tenure, and our prevailing interest rate policies at the time of application.

If there are delays or changes in the construction plan, it's important to inform us promptly. The disbursement schedule and loan terms may need to be adjusted accordingly based on the project/Construction status.

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Detailed Calculations


Total interest payable over the loan term

Total payments made over the loan term