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Home Loan For Repair, Renovation & Extension 

Embark on a journey to transform your home into the epitome of comfort and style with SRG Housing Finance Ltd.'s Repair/ Renovation & Extension Loan. Renovate your space to match your evolving lifestyle, or extend your abode to accommodate a growing family. Our loan caters to your aspirations for a home that's a true reflection of your taste and needs. Enjoy a seamless loan process, competitive interest rates, and personalized service. SRG Housing Finance Ltd. is your trusted partner in giving your home the upgrade it deserves.

Eligibility
Nationality - Indian Resident
Employment- Self Employed/Salaried
Criteria - Loan Eligibility depends on factors like: Age, Income, Tenure & Credit Score.

Features & Benefits

Some easy steps for Home Loan Apply

Robust service delivery model – door step services ensuring easy and fast approval & disbursal of loans,

01
Apply online from our SRG Housing website
02
Select your product for which you wish to apply for loan
03
Get your loan approved
04
Get your loan sanctioned and disbursed

Apply for Repair, Renovation & Extension

Frequently Asked Questions

Mon - Sat 10.00 - 18.30

What is an Home Loan For Repair, Renovation & Extension Loan, and what purposes can I use it for?

An Home Loan For Repair, Renovation & Extension Loan is designed to provide financial assistance for repairing, renovating, or extending your existing home. You can use the loan to enhance your living space, make repairs, or accommodate a growing family.

How is the interest rate determined for the Home Loan For Repair, Renovation & Extension Loan?

The interest rate for this loan is determined based on various factors, including your credit score, loan amount, tenure, and our prevailing interest rate policies at the time of application.

How can I determine the loan amount I need for repairs, renovation, or extension of my home?

Our team can assist you in estimating the loan amount needed for your specific project based on the scope of work, cost estimates, and your financial situation.

What happens if the actual renovation or construction costs exceed the estimated project cost?

If the actual costs exceed the estimated project cost, we may reassess the loan amount and disburse additional funds based on the revised project estimate report and your eligibility.

Use the EMI Calculator Below

Loan Amount

Loan Tenure

Interest Rate

Balance Transfer of Home Loan Calculator

Home Loan Balance Transfer calculator allows you to calculate benefit of transferring your home loan from any bank to SRG. Using this calculator, you can calculate your EMIs after switching the bank, amount that you save after switching the home loan to SRG and the amount you get after investing in recurring deposit after the balance transfer.

Current Outstanding Balance

₹

Rate of Interest (charged by lender)

Rate of Interest (charged by SRG)

Remaining repayment term

Current EMI

₹

Switchover costs (ex PF)

₹

Rate Of Recurring Deposit(p.a.)

*Please provide realistic inputs in all fields to get correct result

Detailed Calculations

Total payment over the loan term if customer continues with the existing lender

Total payment over the loan term if customer switches to SRG

(Gross Savings)

Total returns from switching over to SRG if savings are invested in an RD

₹ 15000

Less: Switchover costs (Processing Fee, Prepayment Penalty (if any), Charges towards TIR, Valuation, Stamp Duty, etc.)

(Net Savings including additional returns from investment in RD)

Did You Know?