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Loan Against Residental Property

Shift back your focus to your desires

Leverage the value of your residential property with SRG Housing Finance Ltd.'s Loan Against Owned Residential Property. Unlock the monetary potential of your home without the need to sell it. Whether it's for education, business expansion, or any financial requirement, our Loan Against Residential Property ensures you have access to substantial funds.

Nationality - Indian Resident
Employment- Self Employed/Salaried

Features & Benefits

Across the Country

Wide network across the country to ensure hassle-free reach

Quick Assistance

Personalised documentation assistance for smooth processing

Easy Loan

Simplified Documentation, Quick Approval, Hasle-Free Access to Housing Funds, Quicker Processing & Disbursement

Some easy steps for Loan Against Residental Property Apply

Robust service delivery model – door step services ensuring easy and fast approval & disbursal of loans,

  • 01

    Apply online from our SRG Housing website
  • 02

    Select your product for which you wish to apply for loan
  • 03

    Get your loan approved
  • 04

    Get your loan sanctioned and disbursed
Apply for SRG Loan Against Residental Property

Frequently Asked Questions

Mon - Sat   10.00 - 18.30

A Loan Against Residential Property is a financial product that allows you to leverage the value of your owned residential property to secure a loan. The loan amount is determined based on the property's value and your eligibility.

Can I apply for this loan if the property is jointly owned?

Yes, you can apply for a Loan Against Residential Property even if the property is jointly owned. Having co-owners may enhance your loan eligibility.

You have the flexibility to use the loan amount for various purposes, such as education, business expansion, debt consolidation, or any other financial need.

Eligibility is assessed based on factors such as the property's value, your income, loan tenure, and credit score.

Depending on the lender's policies and your eligibility, you may be able to avail a top-up loan in addition to your existing Loan Against Residential Property.

Use the EMI Calculator Below


Detailed Calculations


Total interest payable over the loan term

Total payments made over the loan term